When you look for a place to rent, you have a lot on your mind - location, amenities, lifestyle, monthly payment, moving, buying furniture - but renters insurance is probably not high on the list. It should be -many landlords require tenants to carry renters insurance and it is a good idea.

It's a relatively inexpensive way to protect your worldly goods, at home and away. Renters insurance doesn't just protect your possessions - its liability coverage may protect your future earnings as well.

This guide explains how to choose and use renters insurance, how to find the best renters insurance, and how to get the lowest renter insurance rates.

When you look for a place to rent, you have a lot on your mind - location, amenities, lifestyle, monthly payment, moving, buying furniture - but renters insurance is probably not high on the list. It should be - many landlords require tenants to carry renters insurance and it is a good idea. Read more...

Renters insurance can protect you and your belongings if the unthinkable happens. Many tenants assume a landlord's insurance will cover their belongings after a catastrophe, but that's incorrect. Renters insurance typically covers not only your belongings but your liability in many cases, plus things like living expenses if you're homeless after a fire.

The technical name for renters insurance is an HO-4 policy. It's specifically designed to protect people living in apartments. These policies cover your belongings from loss or destruction, but coverage is limited to 16 specific perils. While specifics can vary by policy, almost all HO-4 policies cover the following events...

Renters insurance can protect you and your belongings if the unthinkable happens. Many tenants assume a landlord's insurance will cover their belongings after a catastrophe, but that's incorrect. Renters insurance typically covers not only your belongings but your liability in many cases, plus things like living expenses if you're homeless after a fire. Read more...

If you are in the market for a renters insurance policy (and you should be if you rent) then you can't do any better than USAA, Chubb, Allstate, AIG and Esurance. Insurance.com recently surveyed over 3,700 customers and found these insurers are the best of the best when it comes to insuring your possessions.

Insure.com analyzed customer ratings for 15 of the leading insurance companies in the rental, home and condo category to find out who offers the best service and price. The survey looked at six different factors: Value for the price, customer service, claim satisfaction, website and app ease of use, how likely a person is to recommend their insurer and how likely a person is to renew with the same insurance company.

If you are in the market for a renters insurance policy (and you should be if you rent) then you can't do any better than USAA, Chubb, Allstate, AIG and Esurance. Insurance.com recently surveyed over 3,700 customers and found these insurers are the best of the best when it comes to insuring your possessions. Read more...