Ride a motorcycle? Better make sure all your insurance coverage is in place, and get multiple quotes to ensure you get the best motorcycle insurance. "Best" doesn't just mean cheapest. The minimum required coverage may leave you with stacks of bills if you have to lay your bike down.

Yet motorcycle insurance can be less expensive than car insurance, and you are entitled to most of the same discounts. Motorcycle insurance can be anywhere from $71 to $297 a year depending on multiple factors like where you live and what type of coverage you get. Motorcycle insurance can be cheaper to insure than car insurance, but it depends a lot on where you live and the cost and performance level of the motorcycle you want to insure. Here's a couple of examples to give you a clearer picture of how state and coverage affect rates. Also, how motorcycle rates compare to car insurance rates.

Ride a motorcycle? Better make sure all your insurance coverage is in place, and get multiple quotes to ensure you get the best motorcycle insurance. "Best" doesn't just mean cheapest. The minimum required coverage may leave you with ... Read more...

Tired of forking up $50 to fill up your car and spending hours stuck in traffic? Crunching the numbers is depressing. At an operating cost of 55 cents a mile, a 40-mile round-trip daily commute costs more than $50,000 over 10 years.

Trading four wheels for two can put some of that hard-earned cash back in your pocket and maybe even increase your street cred. But the learning curve is steep, risky and not without unexpected costs of its own.

Unless you are cruising a true junker, your dollar will always go further at a bike shop than your local car dealership. The savings on gas can be dramatic as well. Mileage on bikes usually starts around 50-60 mpg, so unless you are driving a Prius, a two-wheeler will usually cut your fuel bill in half. However, you still have to pay for maintenance, tires, safety classes and equipment, which can jack up the cost of riding, especially for newbies.

Tired of forking up $50 to fill up your car and spending hours stuck in traffic? Crunching the numbers is depressing. At an operating cost of 55 cents a mile, a 40-mile round-trip daily commute costs more than $50,000 over 10 years. Read more...

Motor scooters are fun to ride, get up to 100 miles per gallon, squeeze into tiny parking spots and are, well, just so darn cute. But don't let the adorable factor make you think you're riding a toy. "You're a motorcyclist, and you need to act like a motorcyclist," says Tim Buche, president and CEO of the Motorcycle Industry Council and Motorcycle Safety Foundation.

That means you need to take a riding course, wear the proper gear, get a motorcycle license and buy motorcycle insurance to cover both your liability and any damage that occurs to the scooter. "While scooter riders are only legally required to carry liability coverage, we would advise them to pursue full coverage, " says Ricky Taranda, line manager for Allstate's emerging business.

Motor scooters are fun to ride, get up to 100 miles per gallon, squeeze into tiny parking spots and are, well, just so darn cute. But don't let the adorable factor make you think you're riding a toy. "You're a motorcyclist, and you need to act like a motorcyclist," Read more...